Navigating Change

Here's a few handy tools to help navigate life.

Family Budget*  -  for couples and busy families

Family Planner  -  getting the balance right

Personal Budget*   -  healthy personal finances

Personal Planner  -  healthy life balance

Personal Income Tax Calculator  -  Australia 2025-2026

Time Budget  -  planning your most precious commodity

Top Ten Time Wasters

Five Stages of Grief

Hacking Happy Hormones

Overcoming ADHD  -  linked from Wendy's HHH equine therapy program

Overcoming Type 2 Diabetes

Overcoming  Anxiety and Depression  -  lessons from life

Overcoming  CPTSD - The Daily Practice  - Anna Runkel

Harv's Magic Mix  - a liquid fertilizer for productive gardeners

Magnesium Supplements  -  fueling your energy production and metabolism

*  Family and Personal Budgets are supplied "as is".  The formats find a balance between flexibility and ease of navigation.  You are welcome to add lines and adapt formulas but PLEASE double check sub-totals and cross-checks. Formulas can be overwritten and totals may contain errors.  IF you would like me to check your work before you make any strategic or tactical decisions, then I will happily cast an eye over the sheet and suggest changes.   Send the link to Harvey@PersuasiveResources.com.

More complex budgets are available for families with property investments,  weekly budgets (rather than monthly) and multi-company small business budgets  BUT  they come with a clear no-liability commercial caveat and a commitment to work together to get your numbers correct. 

Navigating Change is becoming my legacy project.

Every human navigates inflection points in their life.  Some thrust upon us, some instigated by us.  Deep personal changes happen approximately every seven years.  Some of those changes can be dramatic and lead to relocations, career changes and even divorce.  Some produce consolidations.

The impact of change can be ameliorated if we understand what's really going on cognitively, developmentally, psychologically and hormonally.  Much of our behaviour is predictable and can be moderated with knowledge thereby reducing the impact on us, our families, partners, fellow workers and personal finances.

Here's a big-picture view of what's ahead in Navigating Change

iCapisce was born out of personal experience.

The Directors of iCapisce and the iCapisce Foundation have multiple degrees, masters, diplomas and the odd Cert IV or two. Our studies span Architecture, Commerce, Change Management, Economics, Human Behaviour, Media, Law, Project Management, Science and even Theology.

All of us have children and some of us have grandchildren navigating an education system that seems to be falling behind world standards.

From our own experience we know that class time could be more effective if there was a way to learn the language of the course before the teacher started using it.  Many times, particularly early in a subject, we've been thrown off by terms and concepts that go straight over our head. We have no concept or picture of what that term might be and we miss the important parts of the lesson.

We set about to fix that by creating iCapisce. We intentionally set out to create an animated, multi-modal, glossary of terms. And it worked. However, by version 3, a learning platform emerged for terms, phrases, formulas, equations, shapes, patterns, sequences and even stories.

Furthermore, during customer testing, we found that teachers were not only using it for pre-reading but also class reading, class activity, group discovery learning and pre-exam revision.

It's humbling.

iCapisce v3.4.2 is now ready for commercialisation ...

iCapisce & Cognitive Load - Why   (YouTube)

iCapisce & Knowledge Acquisition - What   (YouTube)

iCapisce & Elaborative Rehearsal - How   (YouTube)

The Democratisation of Education.

Teachers, principals, academics and students have all had input into iCapisce. I've listened, watched, designed, shaped, tested and tweaked the core product thoughtfully taking into consideration needs AND wants.  iCapisce is now ready for everyone in the community to contribute content.

iCapisce is a community education platform. iCapisce topics are created by you - authors, teachers, students and genuinely concerned members of society.  It's a platform for sharing reliable, accurate content suitable to the age and stage of development of each student.

iCapisce follows a Learn-Practice-Play-Test methodology. It effectively moves topic content from sensory memory into short term memory and then on into reliable long term memory.

In a pedagogical world, iCapisce works equally as well with Constructivists, Flipped Learners, Evidence Based Teachers and Explicit Direct Instructors. We see strengths in each methodology. It's all about the age and stage of development of the student and the desired end-point of the education process.

We're seeking individuals and practitioners from all disciplines to engage with:

• • Primary schools

  • Secondary schools

  • Tutors, coaches and parents

  • Indigenous language groups

  • Indian Ocean neighbours

  • South Pacific neighbours

  • Universities and technical colleges

  • Registered training organisations

  • Professionals, consultants and contractors

  • Corporates, governments and standards bodies

  • The elderly and those at risk of early, mid and even late stage dementia.

We want your help to crank up our education system and claim the title of the Smart Country. We have a long way to go.

iCapisce is being used to ameliorate the impact of cognitive decline.   iCapisce restores and maintains memory and thereby rebuilds confidence in daily life.  iCapisce can't fix the biological causes of dementia, but it can reduce the impact and keep people operating confidently in families and local communities without the pain and confusion.

Smart Aging - a starting point

Language is the enabler to preserve and rebuild indigenous culture.  iCapisce is being used to capture indigenous phonics, words, phrases and stories in a form that can be reused in a multi-model learning platform.  

Indigenous Languages  is a repository for every indigenous language including words, phrases, stories, books and publications in reusable, teachable form.

Indigenous Communities  captures the history, customs, law and services offered by each language group.

Indigenous Life  celebrates the art, artifacts, events, music and seasonal culture in each community.

Preserve - Teach - Rebuild

Life in prison can sometimes be more attractive than life on the outside.

44% of Caucasian men reoffend
54% of young men reoffend
72% of Indigenous men reoffend

LifeBlood is a community reintegration program for ex-prisoners on the Atherton Tablelands, Queensland.

LifeBlood is all about volunteers creating safe community houses, safe farm employment and safe job training programs where 'graduates' can catch their breath, learn new skills and ease their way back into society over 12-18 months.

LifeBlood is a grounding, "give-back" project.  I love it.  I love working with a group of committed Australian volunteers who care deeply for those who have made some sub-optimal choices in life.

www.LifeBloodAustralia.org

LifeBlood Operations is a men's group on the Atherton Tablelands committed to community change.  We get together for breakfast on Saturday mornings to learn life's lessons and go on to do volunteer projects around town.  We build stuff, fix stuff, and maintain stuff with plans, budgets, schedules and regular 'customer' communication.

www.LifeBloodOperations.org

Building Better Men

Building Better Families

Building Better Communities

A website to break the chains of homelessness, prison recidivism, unemployment and modern materialism.

www.LifeBloodEducation.org

An excellent introduction to the key characters and messages of The Bible through a series of short 4-5 minutes animations. Watch one or binge watch them all.  Your life will be changed courtesy of the The Bible Project.

LifeBlood - Bible Basics

Warning

This is a multi-week spiritual growth program.
You will need a notepad, pen/pencil and a private space.
I recommend seeking prayer support and mentor coverage each day.
You could be in for a bumpy ride.

LifeBlood - Break Every Chain

In our work with prisoners we know that father-wounds run deep.

Some wounds are related to direct abusive behaviour, some to poor boundaries, some to poor emotional regulation, some to poor communication skills,  many to absent fathers.   Many men in prision do not have a father in their life  ... good or bad.

Many wounds are intergenerational and can be traced back to our father's father.  Patterns of behaviour can go back several generations and play out constructively and destructively.

At some point we need to make a decision to arrest the destructive patterns and undergo some re-tooling.

This website falls into the category of preventative maintenance rather than corrective maintenance.   While the principles are applied in our community reintegration programs, this site is essentially targeted at "normal" men across a broad spectrum of society to help men step up and be better fathers.

Our world needs better men.

Our world needs better fathers.

Feel free to use the material and introduce more ... 

www.MyBloodLine.org

Helping men coming out of prison is very valuable.  Dissuading young men from entering prison is even smarter.  It has a much lower cost for each person, their family and society.

The Prison Prevention Project is a joint initiative between LifeBlood Australia and The Restoration Centre in  North Richmond, NSW.   It's all about learning to make better choices earlier in  life.

The goal is to create a network of programs on the east coast of Australia that intervene in young lives before they disappear into the misnamed "correctional" system.

'Christian Psychology' is a working party to explore Biblical foundations for use in practical psychology.   Base texts include  M.Scott Peck's "The Road Less Travelled", Cloud & Townsend's "Boundaries" and Bessel van der Kolk's "The Body Keeps the Score".

Solid foundations and healthy boundaries are invaluable when working with street kids, prisoners, spiritually afflicted and all human beings embarking on a journey of psychological, relational and spiritual growth.

IF God is love ... disciplined love ... then perhaps our quest lies in building healthy, respectful self awareness and healthy, respectful interpersonal relationships with an emphasis on giving rather than taking.

Modern psychology would agree that personal fulfillment is not found in pursuing our own desires.  Rather, fulfillment is found in truly helping others grow.

This website is a practical explanation of Christ's commission in Matthew 28:18-20 to go and make disciples.

Discipleship is not about 'witnessing'.   It's not a dump-n-run sinners-prayer game.  It's not a legalistic pressure game.  It's a commitment to someone else's growth and development, in Christ, for eternity.   M. Scott Peck calls that love.   

Discipleship takes time.

 
www.ExploreDiscipleship.org

The following website was formulated during the CoVID years to keep end-times fears in perspective.

I think it's important to keep history and scripture in context.

End Times  -  No One Knows

Dr Michael Heiser is an old testament Hebrew scholar who reinstates the original message of the Bible written by Hebrews to Hebrews, several thousand years ago.

He unravels the subtle messages of the bible that got lost in translation between the Hebrew, Greek, Latin and Old English versions of the Bible.  What he unpacks adds extraordinary depth to the reason why Jesus came to reclaim and redeem His creation.

The Unseen Realm - Dr Michael Heiser